1. In medium saucepan, heat oil over medium-high heat. Add onions and peppers; salt and pepper to taste. Sauté until onions are softened (about 5-7 minutes).
2. Stir in chili powder, cumin and cayenne; sauté 1 minute. Add beans and salsa; stir to combine.
3. Cook until heated through, stirring frequently. Remove from heat; stir in cilantro.
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