1. In large saucepan or Dutch oven over medium-high heat, cook and crumbled beef, onion, pepper, cumin, chili powder and cayenne pepper until no longer pink; salt and pepper to taste.
2. Add in broth, cooked beans, tomato sauce and tomatoes. Bring to a simmer; simmer 10-15 minutes.
3. Remove from heat and stir in cilantro. Serve garnished with cheese, avocado and chips, if desired.
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